Civil liability

You incur liability when you intentionally or unwittingly cause loss or damage to another person. You then have the obligation to compensate them. You also incur liability when a person, animal or property you are responsible for causes loss or damage to a third party (personal liability insurance).

You incur liability, for example, if you break your colleague’s glasses; if your child breaks your neighbour’s window while playing ball; if your dog attacks someone in the street and rips their brand-new leather coat; or if a flowerpot falls from your balcony and damages the car parked below. Anyone can be held liable to the extent not only of their total assets, but also their current and future income. This is why it is important to purchase personal liability insurance for yourself and your family.

The principle

Liability insurance provides coverage for you and your family for:

  • personal injury and damage to property,
  • damage prevention costs,
  • loss of income or assets due to personal injury or damage to property,
  • defending unjustified claims.

Personal liability insurance


ABC Translation helps you settle down in Switzerland, we guarantee fast and high quality services. The insurance brokers of our team, based across Switzerland, are available to answer all your questions. We advise and find the best insurance cover for you and your family.

In terms of insurance, each contract must be tailor-made. Thanks to a precise, efficient and punctual work, we collaborate daily with clients from the French-speaking part of Switzerland but also from the German and the Italian speaking parts of Switzerland (see references). We remain at your disposal should you require any further information.

Lausanne – Geneva – Neuchâtel – Fribourg – Vernier – Sion – Zürich – Basel – Bern – Winterthur – Lucerne – St. Gallen – Lugano – Bienne

Certified translation l True certified copy l Apostille

True certified copy / Apostille
1. Bring or send the original document.
2. We make the copy or Apostille.
3. We send it to your home address.

Turnaround: 2-4 business days
1. Send us the documents by email.
2. We send you the quote.
3. Translation of the documents.
4. Certification (stamp/signature).
5. Legalisation if needed (notary).
6. We send the translations by post.
We stay at your disposal for any further information.