{"id":11034,"date":"2017-08-27T08:33:04","date_gmt":"2017-08-27T08:33:04","guid":{"rendered":"https:\/\/agence-de-traduction.ch\/?page_id=11034"},"modified":"2017-08-27T08:33:19","modified_gmt":"2017-08-27T08:33:19","slug":"life-insurance-lausanne-geneva-vaud-zuerich-bern","status":"publish","type":"page","link":"https:\/\/agence-de-traduction.ch\/en\/expat-in-switzerland\/insurance-in-switzerland\/life-insurance-lausanne-geneva-vaud-zuerich-bern\/","title":{"rendered":"LIFE INSURANCE"},"content":{"rendered":"<h2>LIFE INSURANCE<\/h2>\n<p style=\"text-align: justify;\">A life insurance pays a contractually agreed sum to the beneficiaries in the event of the insured person&#8217;s death. There are two types of whole life insurance: whole life insurance with a constant sum insured and with a decreasing sum insured.<\/p>\n<p><strong>Constant sum insured:<\/strong><\/p>\n<ul class=\"plain\">\n<li>Advantage: premium remains the same throughout the duration of the contract<\/li>\n<li>Disadvantage: no savings due to reduced premiums towards the end of the contract period<\/li>\n<\/ul>\n<p><strong>Decreasing sum insured:<\/strong><\/p>\n<ul class=\"plain\">\n<li>Advantage: premium reflects the risk covered<\/li>\n<li>Disadvantage: high premiums\/costs at the beginning of the insurance period<\/li>\n<\/ul>\n<p><strong>Coverage:<\/strong><\/p>\n<ul class=\"plain\">\n<li><strong>Residential property:<\/strong>\u00a0If the family owns a house, there could be financial problems when the main earner passes away.<\/li>\n<li><strong>Protecting the family:\u00a0<\/strong>In the event of death, the family receives the agreed sum insured.<\/li>\n<li><strong>Protecting the cohabiting partner:<\/strong>\u00a0Social security benefits are generally only paid out to married couples.<\/li>\n<li><strong>Self-employed individuals:<\/strong>\u00a0life insurance makes sure that the business is safe and can be continued if one of the proprietors passes away.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/agence-de-traduction.ch\/wp-content\/uploads\/2017\/08\/Life-insurance.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-11035\" src=\"https:\/\/agence-de-traduction.ch\/wp-content\/uploads\/2017\/08\/Life-insurance.jpg\" alt=\"Life insurance\" width=\"333\" height=\"222\" srcset=\"https:\/\/agence-de-traduction.ch\/wp-content\/uploads\/2017\/08\/Life-insurance.jpg 415w, https:\/\/agence-de-traduction.ch\/wp-content\/uploads\/2017\/08\/Life-insurance-300x200.jpg 300w\" sizes=\"(max-width: 333px) 100vw, 333px\" \/><\/a><\/p>\n<h2>OUR TEAM IS AT YOUR DISPOSAL<\/h2>\n<p style=\"text-align: justify;\">ABC Translation helps you settle down in Switzerland, we guarantee fast and high quality services. <strong>The insurance brokers<\/strong> of our team, based across Switzerland, are available to answer all your questions. We advise and find the best insurance cover for you and your family.<\/p>\n<p style=\"text-align: justify;\">In terms of insurance, each contract must be tailor-made. Thanks to a precise, efficient and punctual work, we collaborate daily with clients from the French-speaking part of Switzerland but also from the German and the Italian speaking parts of Switzerland (see references). We remain at your disposal\u00a0should you require any further information.<\/p>\n<p style=\"text-align: center;\">Lausanne \u2013 Geneva \u2013 Neuch\u00e2tel \u2013 Fribourg \u2013 Vernier \u2013 Sion \u2013 Z\u00fcrich \u2013 Basel \u2013 Bern \u2013 Winterthur \u2013 Lucerne \u2013 St. Gallen \u2013 Lugano \u2013 Bienne<\/p>\n","protected":false},"excerpt":{"rendered":"<p>LIFE INSURANCE A life insurance pays a contractually agreed sum to the beneficiaries in the event of the insured person&#8217;s death. There are two types of whole life insurance: whole life insurance with a constant sum insured and with a<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":10942,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.6 (Yoast SEO v21.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Life insurance l Premiums l Lausanne l Geneva l Vaud l Z\u00fcrich l Bern<\/title>\n<meta name=\"description\" content=\"ABC Translation l Life insurance l Premiums l Coverage l Lausanne l Geneva l Neuch\u00e2tel l Fribourg l Vernier l Sion l Z\u00fcrich l Basel l Bern l Winterthur l Lucerne l St. Gallen l Lugano l Bienne l Switzerland\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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