{"id":10972,"date":"2017-08-26T08:59:59","date_gmt":"2017-08-26T08:59:59","guid":{"rendered":"https:\/\/agence-de-traduction.ch\/?page_id=10972"},"modified":"2017-08-26T08:59:59","modified_gmt":"2017-08-26T08:59:59","slug":"personal-liability-insurance-lausanne-geneva-vaud-zuerich-bern","status":"publish","type":"page","link":"https:\/\/agence-de-traduction.ch\/en\/expat-in-switzerland\/insurance-in-switzerland\/personal-liability-insurance-lausanne-geneva-vaud-zuerich-bern\/","title":{"rendered":"PERSONAL LIABILITY INSURANCE"},"content":{"rendered":"

PERSONAL LIABILITY INSURANCE<\/h2>\n

Civil liability<\/h3>\n
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You incur liability when you intentionally or unwittingly cause loss or damage to another person. You then have the obligation to compensate them. You also incur liability when a person, animal or property you are responsible for causes loss or damage to a third party (personal liability insurance).<\/p>\n

You incur liability, for example, if you break your colleague\u2019s glasses; if your child breaks your neighbour\u2019s window while playing ball; if your dog attacks someone in the street and rips their brand-new leather coat; or if a flowerpot falls from your balcony and damages the car parked below. Anyone can be held liable to the extent not only of their total assets, but also their current and future income. This is why it is important to purchase personal liability insurance<\/strong> for yourself<\/strong> and your family<\/strong>.<\/p>\n<\/div>\n<\/div>\n

The principle<\/h3>\n
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Liability insurance provides coverage for you and your family for:<\/p>\n